STUDY HASH

About NBFC and MFI in India

About NBFC and MFI in India

About NBFC and MFI in India

NBFC


About NBFC and MFI in India

NBFC refers to Non-Banking Financial Company. It is registered under the Companies Act and performs most activities like the regular Banks and Financial Institutions. NBFC’s deal with financial products like Advances, loans, Government Securities, Debentures, Stocks, Bonds, and Shares. They also deal with Insurance, Hire Purchase, Chit, and Leasing which fall under the Marketable Securities category. Businesses whose principle activities fall under Industrial, Agriculture or Sales and Purchase of Goods do not fall under the NBFC category.

One of the main responsibilities of Non-Banking Financial Company is to receive deposits from Investors either in
a lump sum or in small installments. When it falls under this purview, it is termed as Residuary Non Banking Finance Company.

Some of the main differences between regular Banks and NBFC’s are as follows:
• NBFC cannot accept Demand Deposits. Note: Life Insurance Corporation (LIC) and General Insurance Corporation(GIC) by RBI accepts take demand deposits.
• Banks can issue Cheque drawn on themselves while NBFC is not authorized to do so
• NBFC is not a part of Payment and Settlement Systems of India. Transaction services not available in NBFCs.
• Maintenance of Reserve Ratios Not required in case of NBFC unlike in Banks.
• Banks offer Credit Guarantee and Deposit Insurance to its customers whereas NBFC’s does not offer such facilities to its customers
• NBFC cannot create credit, unlike banks.
• FDI limit in NBFC is 100% whereas in Banks 74% for private sector banks.

A Non-Banking Financial Company can commence functioning only when the Net Funds owned by it is minimum 2 crores. In order to avoid dual regulation, some NBFC’s that deal with regulators other than Banks are offered exemption from registration with Banks. For instance, NBFC’s dealing with Insurance products need to be registered with IRDA and NBFC’s dealing with Stocks, Merchant Banking and Shares need to be registered with SEBI. NBFC’s that fall under the Nidhi Companies category need to be registered under the Companies Act and NBFC’s that deal with Chits need to be registered with the Chit Funds Act. NBFC’s dealing with Housing Finance need to be registered with Housing Bank.

MFI 


MFI stands for Micro Finance Institutions. The main function of Micro Finance Institution is to offer financial support for people belonging to the lower income group. Members belonging to such groups get loan facilities, insurance, deposits among many other specialized services. Micro Finance Institutions play a crucial role in

Micro Finance Institutes neither belong to the Banking sector nor considered as non-banking Finance Companies. This deprives them of functionalities that institutions that belong to either of these categories enjoy. This has given rise to the demand that Micro Finance Institutions must also be considered as one of the Non-Banking Finance Companies so they can have greater access to Banking services. Micro Finance Institutes play a crucial role in the financial sector by joining hands with Banks for providing financial services to the poor. the development of the middle and poor class of people who need money to get them lifted up financially.


  • QuintessentiaL LimiTLeSS

    • Aaria❤ a beautiful melody❤💫😘😍💐

      Quint

  • Aaria❤ a beautiful melody❤💫😘😍💐

    Mera jaha joo Tera hua

  • gomathy priya

    hi:)))

  • gomathy priya

    for ibps clerk mains, CA from oct to jan15 is enough?

    • ROSY

      same

      • gomathy priya

        ok dr

  • ROSY

    lol 82 general cutf IBPS PO

    • gomathy priya

      oh

    • gomathy priya

      i think its high ya

      • ROSY

        very very

        • gomathy priya

          hmm

    • Ajnabee

      How many u got?

      • ROSY

        short listed for interview so no marks

        • Ajnabee

          Ohhhh

          • ROSY

            nek telsuga;/

          • Ajnabee

            Telidu

  • Ajnabee

    Ql ku kuch diktahi nai
    Muskan ke alawa👍

    • gomathy priya

      muskaan?

      • Ajnabee

        Huh
        No

        • gomathy priya

          then eva?:P

          • Ajnabee

            No Priya

          • gomathy priya

            ok i am sorry, r u new?

          • Ajnabee

            No

          • gomathy priya

            then old name?

          • gomathy priya

            hi aara:))

          • Ajnabee

            Hi Priya

          • gomathy priya

            ur new name super

          • Ajnabee

            Hahaha 😂
            Thanks yr

          • ROSY

            aara

          • gomathy priya

            oh

    • Goli Mar do

  • gomathy priya

    @@disqus_gTnZMnWuWg:disqus ?

  • gomathy priya

    @@disqus_gTnZMnWuWg:disqus ?

    • ROSY

      yo

      • gomathy priya

        one di asked in both rrb po mains and it is repeated in ibps po mains?do u know about that?

        • ROSY

          yes online ofline

          • gomathy priya

            online offline?missing di?or normal one?i forgot

          • ROSY

            normal but confusing one

          • gomathy priya

            oh, i forgot

        • ROSY

          but questions were asked difrntly u knw what i didnt solve in RRB but did in IBPS PO:p

          • gomathy priya

            oh, rrb po was damn tough

  • ROSY

    general-82
    obc-75.63
    O_O

  • SAT

    refrsh

  • ROSY

    no hopes 😀

    • Same
      May be Surya is Sick

    • Ajnabee

      Enduku?

    • gomathy priya

      dont worry still there is interview dr

      • ROSY

        hehe dr mains marks are imp na u knw very well

        • gomathy priya

          ya i know, but clearing ibps po is not easy dr. so dont lose hope

          • ROSY

            hmm

  • SAT

    Top 5 NBFCs as per Annual Turnover

    1.Power Finance Corporation Limited
    2.Rural Electrification Corporation Limited
    3.Shriram Transport Finance Company Limited
    4.Bajaj Finance Limited
    5.Indian Railway Finance Corporation Limite

  • SAT

    So scary words !!!!!!!

    • Bubli

      ????

      • SAT

        Below

      • gomathy priya

        hi cutie bublu:)

        • Bubli

          Priyu my friend 🍫😂

          • gomathy priya

            🙂

    • Bubli

      Update kr dete new post Mai udhr bhatak rhi thi😂

      • SAT

        Priya ne link diya na

    • gomathy priya

      hi sat:)ge:)???

      • SAT

        Ge ..Priya

  • SAT

    it’s time for saavn

  • gomathy priya

    bye:)

    • Ajnabee

      Byee
      Tc

      • gomathy priya

        bye aara:)

    • SAT

      bye

      • gomathy priya

        bye sat:)

    • ROSY

      bye dr

      • gomathy priya

        bye rosy:)dont worry and dont think about last year:)miracles can happen at anytime:)wait for that moment dr:)

        • Ajnabee

          👍👍👍

        • ROSY

          ty dr 🙂

          • gomathy priya

            my courier reached atlast

          • ROSY

            wow:)

  • ROSY

    last time it was 52

    • Bubli

      This time?

      • Boss

        82.5

        • Bubli

          Boss apto un sb chijo se pare h😂

  • SAT

    Congo Bubli

    • gomathy priya

      for wat?

      • SAT

        User of the day

        • gomathy priya

          oh congo:))

        • Bubli

          Mujhe dikh Ni rha kidhr😂😂

          • SAT

            f5..sidebar pe.. waise ab rosy hai

          • Bubli

            Htttt😂😂😂 bna rhe the tum

  • Ajnabee

    Dinnering
    Byee

    • SAT

      bui

  • SAT

    No IT officer…
    it’s the time to close SBI account …

    • ROSY

      waiting?

      • SAT

        dunno…

        • ROSY

          hmm

    • Bubli

      Lol tum to SBI se already ban ho

  • Boss

    82 cut off 😂😂

  • Celestial ~ Bleeding Edge

    Cut off marks r increasing at exponential rate every year ..!! :/

    • ROSY

      🙁

  • Me

    कुई

    • Bubli

      No get out please 😂

      • Me

        व्हाई व्हाई व्हाई

  • Ajnabee

    Crossing you in style 😀

    • Bubli

      Angel priya

  • Me

    ओ अजनबी

    • Ajnabee

      :((

      • Me

        ययय

        • Ajnabee

          niii

          • Me

            क्या हाप्पेनेड

          • Ajnabee

            emo aindile

          • Me

            चेप्पू बुज़्ज़ि

          • Ajnabee

            telugu hindi lo wrting
            waah

          • Me

            हिहिहिहिहि

          • Ajnabee

            sastaru valu hindi chavalekunda ipudu

          • Me

            हाहाहाहा

          • Ajnabee

            hahha

          • Me

            पि

          • Ajnabee

            ??

          • Me

            :पि

  • Me

    बबुल ज़ि मिस यू

    • Bubli

      Nautanki

      • Me

        नो नाटकी

  • Me

    लोजी

    • ROSY

      enti ila jarigindhi asak a cutf enti

      • Me

        एम् क्यूटिफ

        • ROSY

          ibps po

          • Me

            एंता

          • ROSY

            see below

          • Me

            एकड़

  • Me

    लोजी ऐंठ कट ऑफ

  • Me

    लोजी बेबी

  • Muskaan

    😀

    • Me

      मुसिसिकी

      • Muskaan

        Nickuda

        • Me

          मिस यू मिस इंडिया

          • Muskaan

            miss India aur mai???????? 😀 omg merko kaise nhi pta chala 😀

          • Me

            दुन्नो य्य्य

          • Muskaan

            kya bak rhe donge 😀

          • Me

            हिहिहिह

        • ROSY

          hahahahhahahhahaaaaaaaaaa

          • Me

            खिखिखि

    • Ajnabee

      sab pagal hore tumhare yaad me

      • Bubli

        Bro

        • Ajnabee

          ha bro

          • Bubli

            Agr tum Na aati to sat s# band krne Wala Tha😂😂

          • Ajnabee

            lol
            am abha:((((((((((((((((((((((((

          • Bubli

            😂😂😂😂 Mai and chocolate kha kr mar jaugi kbhi guess right q ni hota doubt to hua jb tum rosy se uski Lang me baat kr rhi thi mujhe lga but as usual fail😂

          • Ajnabee

            haha
            sahi hai vaise mujhe kon miss karta:(

          • Bubli

            Chup Mai aj tumhe or namita ko sat se kehkr Tag krane walo ti Mai to mbl de hi😂😂

          • Ajnabee

            hmm

          • Muskaan

            silent nhi h ye

          • Bubli

            Mata ji sat kbse miss kr rha ta

          • Muskaan

            hahahahaha kaha ?? ab mai sahi feel kar rhi…yaar 3 n half din se id delete nhi ki thi 😀

          • Bubli

            Bhkkk

      • Muskaan

        hahaha bas bas dikh rha

        • Ajnabee

          pata nai
          is virtual duniya me kya sahi kya galat
          kon jane

          • Muskaan

            kya hua tum kaahe itni dukhi ho rhi 😀 load nhi lo jyada jitna sochogi utna dimag chatkega 😀

  • Me

    उवाआआआआ

    • Ajnabee

      haha

      • Me

        ईईईईईईईहीहीही

    • Bubli

      Senior citizen baby Na bno

      • Me

        मिस्स यू हर

        • Bubli

          You mean muskaan +jaanu?😂

          • Me

            है तंकु तंकु तंकु

  • SAT
    • Me

      क्यों

    • Bubli

      Ye kya h

      • SAT

        Star wars

        • Bubli

          😂😂😂

    • Celestial ~ Bleeding Edge

      Yoda’s Light saber..!! _/_

  • Boss

    ये अजनबी कौन है !?

    • Me

      एलुरु पोरी

      • Ajnabee

        hahaaaaaaaaa

        • Me

          हिहिहिहिहिहि

    • Ajnabee

      bro

    • Bubli

      Tumhari frnd pgl

      • Boss

        मेरी कौनसी फ्रेंड आ गयी , मेरी कोई फ्रेंड नही है 😂😂

        • Muskaan

          haha tumhari koi frnd bhi nhi h ??? 😀

          • Boss

            Hehe , ye to nhi hai pkaa

        • Bubli

          Acha to sb enemies

  • Muskaan

    ajnabi mujhko itna bataaaaaaaaaa…dil mera ku pareshaaaan hai 😀

    • Me

      ऊऊऊऊऊऊऊऊऊओक

      • Muskaan

        dekhke tujhko aisa lageeeeeeeee…jaise barso ki pehchaaan hai 😀

        • Me

          वोऊऊऊऊऊऊऊऊ

          • Muskaan

            😀

    • Bubli

      Jiju Ni mil the isliye 😂

      • Muskaan

        ishhhhh bhakk pagli sharmaane pe majboor na kar 😀

  • ROSY

    ये boss कौन है !?

    • Me

      बॉस

    • Ajnabee

      aniket

      • Bubli

        Next name tumhara kya hoga😂bta do right guess krugi

        • Ajnabee

          haha
          pata nai

    • Bubli

      Stark

    • Boss
  • AthArvA

    Yaar koi isse mukka karo

    • Muskaan

      hahahaha bhakkk ;p

    • Bubli

      Kise

      • AthArvA

        Mukku ko mukka

        • Bubli

          Ha abhi Marti hu wait😂

  • ROSY

    descriptive 10marks

    • ROSY

      f5

      • Me

        चेयानु

    • Me

      वाट फ़ॉर

    • Ajnabee

      gud

  • RJ *-*

    नीकु

    • Me

      से आरजे

  • ROSY
    • Bubli

      😫😫😫😫

      • ROSY

        🙁

    • ROSY

      @ni@nickstalin:disqus

  • Boss

    Mera song bekar chala gya 😢😢
    Ese name mt change kiya kro 👿👿

    • Ajnabee

      ap bhi

      • Boss

        Hehe

    • Bubli

      Haha kisko dedicate Kiya tha

      • Boss

        अब बस ask मत करो 😢😢

        • Bubli

          Silent?

          • Boss

            येही तो नही है अजनबी?

          • Bubli

            Ye abha h

          • Boss

            ओह्ह फिर ठीक है

          • Ajnabee

            na mi ajnabee hu
            silent na

  • ROSY

    lol
    Muskaan Me • 9 minutes ago

    Nickuda

    • Me

      लोल

    • Muskaan

      😀

  • Bubli

    Namita ko koi tag kro please

    • Ajnabee

      deletd

      • Bubli

        Ni yr aj aayi thi wo

  • Me

    मुसिस्कि डीपी 😘

    • Muskaan

      dabba

      • Me

        😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘😘

        • Muskaan

          :

          • Me

            मम्ममः वाला डब्बा

    • Bubli

      Bp high ho gya tumhara

      • Me

        हां

  • Ajnabee

    @namita?

  • SAT

    O priya o priya priya,
    Tumsa nahin koi priya
    Tu kush rahen
    Jahan bhi rahen
    Ye mere dil ki dua

  • Boss
    • Muskaan

      ye black top waali ne mere jaisa pehna hua h naak me 😀

      • Bubli

        Wo tum ho fir

        • Muskaan

          par black top toh tune pehen rakhi 😀

          • Bubli

            Maine blue pehni h

          • Muskaan

            accha fir thik 😀

    • Ajnabee

  • Ajnabee

    nick pelli epudu?

    • Me

      आफ्टर माय ब्रोथेर्स मैरिज

      • Ajnabee

        uff niku sistr ka
        bro ekada nunci came?

        • Me

          माय को वन एल्डर ब्रो वन यंगर ब्रो वन यौनगर सीस

          • Ajnabee

            enta mandi meru?

          • Me

            चार मेंबर्स

          • Ajnabee

            avuna
            nenu only u nd ur sis anukunna
            big family

          • Me

            वैरी बिग फॅमिली

          • Ajnabee

            nijam aena?

          • Me

            हां

          • Ajnabee

            wokey

  • Me

    फ्रेशुप टाइम

    • Bubli

      Chicken time

      • Me

        चिकन पकोड़ी प्लेट

  • Boss
  • RJ *-*
  • Muskaan

    @MummyKaParahuBC 😀

    • Bubli

      Ye kya

      • Muskaan

        neeche pic dekh 😀

        • Bubli

          Lol pari-para😂

          • Muskaan

            haha rab ne mila di jodi 😀

    • Boss

      Hehe

  • Me

    फाइनल

  • SAT

    hello

    • Me

      बुई बुई बुई

      • SAT

        gnt

    • Muskaan

      happy new year 😀

      • SAT

        bharat mata ki jai

    • Bubli

      Q ese kaam krte muh chhipana pde😂🤣idhr kro Face

      • SAT

        main ladkiyon ko nahi dikhata chhera

        • Bubli

          Haha to wife Angel priya hi hogi fir tumhari uss hisab se😂

          • Me

            ऊऊऊऊऊऊऊऊऊओ

        • Ajnabee

          sahi haii
          doubt tha
          aj clear hogaya

  • Me

    मुसिस्कि 😘 बुई

    • SAT

      https://uploads.disquscdn.com/images(need image code of screenshot)
      😀

      • Me

        Tum dusre type ki nautanki krti ho na😁

        • Ajnabee

          lol

          • Me

            हिहिहि

        • SAT

          hahaha…haan shuddh videsi 😀

          • Me

            वेटिंग फ़ॉर रिप्लाई

  • Muskaan

    bhot nautankiyan ki hongi ..maine aaj tak papa ki pari waali nautanki,,frnds ko baby ..darling ..sweet heart . bolne waali nautanki nhi ki 😀

  • RJ *-*

    आजा पिया तोहे प्यार दूँ 😓

  • Muskaan

    frnds ko jab tak hadka k naa bulao apnepan waali feeling nhi aati 😀

    • Me

      आल थे बेस्ट

      • Muskaan

        tytyty happy birhtday to u too 😀

        • Me

          वामकु वांकु

  • Ajnabee

    nick jaldi shadi karo
    i wanna come

    • Me

      सर्च फ्यू गर्ल्स

      • Ajnabee

        ??

        • Me

          अमई चुडु

          • Ajnabee

            :(((((((((((

          • Me

            प्लाज्

          • Ajnabee

            eluru pori ni cheskoo

          • Me

            चुपिंचु

          • Ajnabee

            hahaa
            sare

          • Me

            ओकू

    • Muskaan

      kareena fav h kya tumhari?

      • Ajnabee

        yoo

        • Muskaan

          merko nhi pasand 😐

          • Ajnabee

            ok
            i wl remove

          • Muskaan

            haan…koi koi movie hi thik h iski…nhi toh overacting jyada krti h

          • Me

            😍😍😍😍

  • RJ *-*

    चुनरी सम्हाल गोरी उडी चली जाए रे 😉

  • RJ *-*

    ये जो मोहब्बत है…ये उनका है काम 🙂

  • Ashutosh Srivastava

    Hi.

  • Me

    बुई फ्रॉम इंडिया

    • RJ *-*

      बुइ

      • Me

        😘😢

        • RJ *-*

          🙄🙄

  • SAT

    hbdia Harsh

  • Muskaan

    ruhu ka bday 12 ko h na?

    • Me

      हां माय लोब्बेर

  • RJ *-*

    रहने दो ….छोड़ो भी….. जाने दो यार…हम ना करेंगे प्यार

    • Me

      एलके

      • RJ *-*

        ooooooooooooo

        • Me

          हिहिहिहिहि

    • Ajnabee

      ://

      • RJ *-*

        |:

  • Me

    बुई

  • Muskaan

    haan mai ye kehri thi ki quiz hogi polity ki 10 bje 😀

    • Ajnabee

      okk

      • Muskaan

        haan ye sahi h…aur ek baat btau …yaha apne dukh ko jaahir nhi hone do…har koi samjhe aisa jaruri nhi…jab mood thik na ho toh ya toh chup rho ..ya aaya hi nhi karo

        • Ajnabee

          ok
          dr

        • Bubli

          Okay dadi

          • Muskaan

            dil ki baat h pagli… 😀

    • Devi -^-

  • RJ *-*

    आँखे किसी से ना उलझ जाए मैं डरता हूँ….यारो हसीनों की गली से मैं गुजरता हूँ….बस दूर ही से कर के सलाम

  • SAT
  • Me

    Bui

  • खीखीखी

  • Jab bhi m aau sab chale jate h
    Bc yaha bhi manhoos hu kya

  • ROSY

    @_@

  • SAT
    • Muskaan

      o my god 😀

      • ROSY

        lol

        • Muskaan

          sabki yaad aa gyi :’/

          • ROSY

            :/

    • ROSY

      hahahaha padhne k liye uper material h n post bhi h 😀

      musku

    • Bubli

      Haha mast

  • ROSY

    kritu 🙁

  • ROSY

    tune maari entriyaannnnnnnnnnn tng tng

    • Muskaan

      dil mai baji ghanti yaar tann tann tann tann tann

  • Muskaan

    ye vidhi agrawal thi

    • SAT

      no :/
      wo nadan ki best frnd thi

      • Muskaan

        vidhi agrawal thi wo

        • SAT

          oku..

      • Muskaan

        nadaan se pooch lena tum

  • SAT

    kkr ne gambhir ko retain nahi kiya

    • Bubli

      Yyyyyyyy y

      • SAT

        sasta main kharidenge baad mai..
        abhi khairdte ho .. 11/12 crore dete..

        • Bubli

          Haha baat sahi h koi or Na le ude

          • SAT

            Right-to-match card hai kkr k pass 3..
            so aur koi nahi le sakta

  • Paladin


    Good Evening all 🙂

    • SAT

      ge

      • Paladin

        Bhai..
        appy kali odia re jou lekhithila bujhijaethila…. auu motey pacharila kan kahila sat. kaha….
        mu kahilii tu musk.. ku kahibuni ta.. se kahila na.. kintu kahidela…
        kan kahiba kuha ye south jhia manku bujhiba bahut kasta…

        • SAT

          haha..kichi na..
          but jeuta kahithili ..taha 100% satya..
          aau jhia manakra petare katha ruhe nahi.. aita bhi satya

          • Paladin

            hahaa… han bhaii sata katha..
            mu bhabili ki tume kale kharapa bhabiba boli… sethi pain..

          • SAT

            kichi kharab bhabira nahi

          • Paladin

            ok…

    • Bubli

      Gn

      • Paladin

        Gn kyu ?

  • SAT

    bui

    • Muskaan

      tum b mere jaise ho iss maamle me..puraani yaadein rakhte ho sambhaal k 😀

      • SAT

        4-5 screenshot hai bas

        • Muskaan

          aur btao konse konse hain 😀

          • SAT

            baad main dikhaunga,,,dikhane k layak hoga to

  • Muskaan

    nadaan ka reply sabse neeche aisa lag rha sab raksha kawach bann gye uske …aur wo topi sambhaal rha apni 😀

    • Paladin

      Ge Muskaan….
      Nadan kaha he?

      • Muskaan

        nadaani kar rha hoga kanhi 😀

    • SAT

      main us time nahi tha,,, nahi to Target ko support karta …
      frnds apni taraf.. aur cute ladki 🙂

      • Muskaan

        wo ladki thi ye confirm h tumko ? wo jo dp lagaati thi wo kisi actress ki thi baad me pta chala… n wo apni btaati thi usko…

        • SAT

          haan wo bhi hai..one time ek ladki ka pic lagayi thi vidhi…. sab soch rahe the ki uski pic hai .
          wo ye nahi boli kabhi bhi ki wo pic uski pic nahi…
          ek baar maine discover kiya ki wo pakistani actrss hai… phir usne pic change kar diya… ek theatre wali pic laga diya .. jahan wo(ya kisi aur ka pic) tha

          • Muskaan

            are mujhe uspe 95 % doubt tha ki kon ho sakti thi wo..par chhoro yaha publically nhi bolna kuch

  • ROSY

    pal kaisa pallllllllllllllllllll

    • Paladin

      Ge Rosy…

      • ROSY

        ge sid

  • ROSY

    sid ke ps bahut patience h

    • Paladin

      haha..
      how do you know that?

      • ROSY

        its been a year sid:D i knw

        • Paladin

          Yes, we are good friends.

          • ROSY

            🙂

          • Paladin

            starting from starkak to study hash….. it has been garnered with some good memories… 🙂

          • ROSY

            yo we used to do english quiz 🙂 that fun really
            pinky kk army ganesh u sita putty |:

          • Paladin

            yes., I’m also missing those old days….

    • Bubli

      Agree but i hate him 😂

      • ROSY

        😂😂😂

      • Paladin

        tum mujhsey hate karti ho… Parr Kyu…????

  • ROSY
    • Muskaan

      i have one song for u …i hope u’ll like it

      • ROSY

        ya plz

    • Muskaan

      means its similar to the songs which u like

      • ROSY

        🙂

  • RJ *-*

    sat aashu spam me hai…usse spam se bahar nikalo

    • Paladin

      Ge Bhaii

      • RJ *-*

        ge bro..bro u r mod na… kindly look in to the matter

        • Paladin

          bhai me bass nammm ka moderator hun..
          parr kuchh nahi aata he..

    • SAT

      ok

    • SAT

      Removed

  • Muskaan

    @@disqus_gTnZMnWuWg:disqus one of my fav song

    https://www.youtube.com/watch?v=5_1eUNwE19s

    • SAT

      hahahhaaahha
      Aditya R Kapoor

      • Muskaan

        ;p uski shayad pehli movie h ye 😀

        • SAT

          London Dreams

          • Muskaan

            maine nhi dekhi fir wo movie..isme hi dekha pehli baar usko

          • SAT

            oku
            i like his Bhabhi <3
            but ab Bhens ban gayi wo bhi

          • Muskaan

            haha

          • Paladin

            haha… kia bhaii?

          • SAT

            Vidya Balan

          • Paladin

            oh…
            bhaii spirit ra kan khabara?

          • SAT

            janini..

          • Paladin

            aau msg karuni tumakuu

          • SAT

            na ta sangare mu kebe katha heini
            BP re 3-4 thara khali katha heithili..
            Dine Amy , SAT banikari 2-3 hours katha heithila… seita Bubli dekhidela..
            mu kebe 5 min ru beshi katha heini

          • Paladin

            oh…. abe sia ta aau asunii bhaii

          • SAT

            bzy thiba..
            ya bahaghara hei jaithiba 😀

          • Paladin

            han… seya bodhe

          • Muskaan

            sar chakra rha

          • Paladin

            haha..
            hum odia me baat karrahe he..

          • Muskaan

            kya bola usne

          • Paladin

            kuchh khas nahii..
            bas ye ki Spirit kyu nahi aarahii he yaha..

          • Muskaan

            mujhe nhi pta…merse nhi krti baat wo 😀

          • Paladin

            kio baat nahii… Muskaan

          • Muskaan

            koi baat hogi bhi toh kya krna 😀

          • Paladin

            samjha nahii… Muskaan

    • ROSY

      *-* nice one though old one

      • Muskaan

        hmm 🙂

  • ROSY

    uffffff
    RBI Initiates PCA Against Allahabad Bank

    • Paladin

      so, what do you want…??

  • Paladin
    • Muskaan

      haan

      • Paladin

        quiz hogi ajj..?

        • Muskaan

          haan 10 bje

          • Paladin

            thik he..

          • Muskaan

            hmm..

          • Paladin

            kese ho…?

          • Muskaan

            fantastic
            tum

          • Paladin

            me thik hun…

  • Devan

    M uska aan

    • Muskaan

      De van

  • Devan

    Paladin ka matlb

    • Paladin

      a knight renowned for heroism and chivalry…

  • Boss

    Boss here 👋👋

    • Paladin

      Ge Bhaijaan…

      • Boss

        GE 🙂

        • Paladin

          Shany kaha he…?

          • Boss

            Don’t know

  • ROSY
    • Boss

      Radha kha hai 🤔🤔

    • Muskaan

      haha

  • gomathy priya

    anybody cleared idbi manipal po here?

    • Paladin

      ….
      Ge Priya….

      • gomathy priya

        ge sidharth:)how r u?

        • Paladin

          I’m good….
          n you??

          • gomathy priya

            good sidharth:)

          • Paladin

            write Your 1st letter of the name
            in Capital letter… :d

          • gomathy priya

            G, Y?

          • Paladin

            not having reason but just for.. fun..

          • ROSY

            in your name he is asking
            gomathy priya Mod Paladin • 10 minutes ago

          • gomathy priya

            s in my name only

  • Namita singh

    koi

    • ROSY

      wow brooo

      • Namita singh

        hello bro

        • ROSY

          misd u:*

          • Bubli

            Lair😁😂😝

          • ROSY

            sach mei 😀

          • Namita singh

            me too <3

          • ROSY

            kaha gayi tum busy in preprtn?

          • Namita singh

            not prep bt litl busy

    • Bubli

      Kha thi ha😠

      • Namita singh

        ghr pe 😛

  • Bubli

    Complete List of New Appointments December 2017
    ➖〰➖〰➖〰➖🔴➖〰➖〰➖〰➖

    ✔A Surya Prakash – Chairman, Prasar Bharati board (2nd term)

    ✔Abhay – Director General, Narcotics Control Bureau (NCB)

    ✔Amardeep Singh Bhatia – Director, Serious Fraud Investigation Office (SFIO)

    ✔Andrej Babis – Prime Minister, Czech Republic (Europe)

    ✔Anshu Prakash – Chief Secretary, Delhi Government

    ✔B S Sahrawati – Director General, National Cadet Corps

    ✔Barney Harford – 1st ever Chief Operating Officer (COO), Uber

    ✔Constantino Chiwenga – Vice President, Zimbabwe

    ✔D R Soni – Chief, Indian Army’s Southern Command

    ✔Deepak Parekh – 1st International Ambassador for London city

    ✔Dhammapiya – Secretary General, International Buddhist Confederation (IBC)

    ✔Dhirendra Pal Singh – Chairperson, University Grants Commission (UGC)

    ✔Dinesh K Sarraf – Chairman, Petroleum and Natural Gas Regulatory Board (PNGRB)

    ✔Dominique Mineur – Belgium’s Enovy to Saudi Arabia (1st female)

    ✔Ellie Goulding – Global Goodwill Ambassador for UN Environment

    ✔Emmerson Mnangagwa – President, zimbabwe

    ✔G Rajesham – Chairman, Telangana State Finance Commission

    ✔George Weah – President, Liberia

    ✔Gurbachan Singh – Director General (Investigation), National Human Rights Commission (NHRC)

    ✔Hello Kitty – Special Ambassador, UNWTO

    ✔Henrietta H Fore – Executive Director (ED), United Nations Childrens’ Fund (UNICEF)

    ✔Jairam Thakur – Chief Minister, Himachal Pradesh

    ✔Jens Stoltenberg – Secretary-General. North Atlantic Treaty Organisation (NATO)

    ✔K. Jeeva Sagar – Ambassador of India to the State of Kuwait

    ✔Kumi Naidoo – Secretary General, Amnesty International

    ✔Manish Dawar – Chief Financial Officer (CFO), Vodafone India

    ✔Michel Coulomb – Head, Apple (India) Sales operations

    ✔Motofumi Shitara – Group Chairman, Yamaha Motors India

    ✔N C Goel – Chief Secretary, Rajasthan

    ✔Nakul Chopra – Chairman, BARC India (Broadcast Audience Research Council)

    ✔Narinder Batra – President, Indian Olympic Association (IOA)

    ✔Nitin Patel – Deputy Chief Minister, Gujarat

    ✔Om Prakash Singh – DGP, Uttar Pradesh

    ✔Paul Antony – Chief Secretary, Kerala

    ✔Prabhat Kumar Sinha – CMD, Northern Coalfields Limited

    ✔Prince Harry – President, African Parks

    ✔R Hemalatha – Director, National Institute of Nutrition (Hyderabad)

    ✔Rahul Gandhi – President, Indian National Congress

    ✔Rahul Singh – President, National Restaurant Association of India (NRAI)

    ✔Ranveer Singh – Ambassador, EPL (English Premier League)

    ✔Saba Karim – General Manager, Board of Control for Cricket in India (BCCI)

    ✔Salil Parekh – MD & CEO, Infosys

    ✔Samiran Panda – Director, National AIDS Research Institute (NARI), Pune

    ✔Sarah Mullally – 1st Female Bishop of London

    ✔Sebastian Kurz – Chancellor, Austria

    ✔Sebastian Pinera – President, Chile

    ✔Smita Nagaraj – Member, Union Public Service Commission (UPSC)

    ✔Sumita Misra – Joint Secretary, Prime Minister’s Economic Advisory Council (PMEAC)

    ✔Sunil Kumar Chourasia – Director General of Ordnance Factories (DGOF)

    ✔U D Salvi – Chairperson, National Green Tribunal (NGT)

    ✔Uma Shankar – Executive Director (ED), Reserve Bank of India (RBI)

    ✔Upendra Prasad Singh – CEO, National Mission for Clean Ganga (NMCG)

    ✔Upendra Prasad Singh – Secretary, Ministry of Water Resources, River Development

    ✔Vijay Rupani – Chief Minister, Gujarat

    ✔Vinay Sahasrabuddhe – President, Indian Council of Cultural Relations (ICCR)

    ✔Viraj Chouhan – Chief Communication Officer (CCO), Ola

    ▪⚪▪⚪▪⚪▪✖▪⚪▪⚪▪

  • RJ *-*

    A round of applause 👍👌👏👏

  • SAT

    No Meetha Singh is back

  • Namita singh

    bye
    gud nytt

    • SAT

      Gnt

      • Namita singh

        gnt 🙂

    • RJ *-*

      👍👌👏

      • Namita singh

        😛

    • Bubli

      Aayi q fir😠😠😠

      • Namita singh

        tumse milne 😛

    • ROSY

      good night
      bro tc

      • Namita singh

        gud nytt bro 🙂

  • ROSY

    electoral bonds means? i knw donation to political other than that any explanation ?

    • RJ *-*

      i know bs itna hi…jitna u know

      • ROSY

        ok

  • RJ *-*
    • SAT

      Approved

    • ROSY

      now check

  • Stef

    Evening

  • ROSY

    RJ=ashutosh?

    • Bubli

      No Ashu muskaan ka fan

      • ROSY

        :p

      • Muskaan

        Bubli ka bhi 😀

        • Bubli

          No never👻👻

          • Muskaan

            yes ever

    • RJ *-*

      ha

      • ROSY

        sikao both hindi as well as english

        • RJ *-*

          i dunno both

  • RJ *-*

    VK : 17 crore ✌

  • ROSY

    good night
    sd
    tc

    • RJ *-*

      kyu

      • ROSY

        u r not talking

        • RJ *-*

          actually little bit busy 😐

          • ROSY

            np go on am also going bye phir milgi tomorrow

          • RJ *-*

            bye bye…gn….tc

    • SAT

      Gnt

    • Bubli

      👻night

      • ROSY

        😮

  • Muskaan

    quiz koi karega bhi

    • Bubli

      Stef krega special quiz😂😂

      • Muskaan

        ek baat btau i hate vampires

        • Bubli

          Haha but he is not vampire

          • Muskaan

            kya pta

          • Bubli

            Quiz krogi Na?

          • Muskaan

            iraada toh h..filhal toh 😀 baaki agle 30 minutes ka pta nhi 😀

          • Muskaan

            tere paas koi material h quiz ka? 😛

  • RJ *-*

    Namita ji….

    • Namita singh

      hmm

  • RJ *-*

    smthing is fishy in ibps recruitment….

    • Muskaan

      ohh

      • RJ *-*

        yes…

  • Bubli

    ____________of unsold potatoes are dumped at a dry pond in Kudana village near Indore. Farmers did not turn up at the warehouses to pay the ____________rent for the produce from the previous season as new crop is now ready for sale.
    Heaps, requested
    Boots, specified
    Sacks , stipulated
    Bags, limited
    None of these

    • Paladin

      bb..

    • Bubli

      Cc

  • Bubli

    a. His _______ boots should have been thrown out years ago, but the farmer _______that they brought him luck.
    b. A _______woman with unkempt hair and ragged hair was _______to be slept soundly on the park bench.
    wretched, request
    honourable, asked
    ragged, denied
    shabby, insisted
    All are correct

    • Bubli

      Option D
      shabby = in poor condition through long use or lack of care. insisted = demand something forcefully, not accepting refusal.

    • Paladin

      Dd..

  • Bubli

    a. In his article, the writer described most illegal immigrants as ___________ individuals who moved constantly to _________ being caught by immigration officers.
    b. If you are a ________ person, you will always _________ to concoct with anyone around you.
    momentary, intervene
    transient, avoid
    perpetual, shun
    immanent, eschew
    All are correct

    • Bubli

      Option B
      transient = lasting only for a short time; impermanent. avoid = keep away from or stop oneself from doing (something

    • Paladin

      B…

  • Bubli

    a. If you want to fly on an airplane, you should be __________ to deal with ___________ from the airline personnel.
    b. Whenever I am well __________ for the exams, I feel the teachers are watching me with a great deal of __________.
    prepared, scrutiny
    equipped, peek
    trained, glance
    unable, blink
    All are correct

    • Bubli

      Aaa

    • Paladin

      C…

  • Bubli

    a. Because I made a perfect score on my last exam, I am _________ from the study guide that all of the other students are ________ to complete.
    b. Many people wish to be _________ from jury duty, but they nevertheless must attend because it is _________ by law for them to do so.
    absolve, absolute
    exempt, required
    release, casual
    liable, imperative
    All are correct

    • Bubli

      Bbb

  • Bubli

    a. Although the manager tried to _________ I work on religious holidays as a condition of employment, he _________ I would not abandon my beliefs for a job.
    b. If the contract does not _________ how often payments should be made, then it is not a valid agreement, I __________.
    determine, failed
    chatty, grasped
    bargain, incomplete
    stipulate, realized
    All are correct

    • Bubli

      Option D
      stipulate = demand or specify (a requirement), typically as part of an agreement. realized = become fully aware of (something) as a fact; understand clearly.

  • Bubli

    a. The plan to _________ both federal and State constitutional arrangements _________each State parliament to pass its own enabling legislation.
    b. Magical thinking that outer changes will _________ one’s love life and finances have their roots in humankind’s ancient ___________ for alchemical transmutation.
    overhaul, optional
    blemish, compulsory
    revamp, required
    patch, casual
    All are correct

    • Bubli

      Option C
      revamp = give new and improved form, structure, or appearance to. required = officially compulsory, or otherwise considered essential; indispensable

  • Bubli

    a. Therefore, Beijing remained the ________ capital and Nanjing __________ as the secondary capital.
    b. This __________authority over appointments was formally __________ by the Papacy in 1487.
    factual, concealed
    de jure, accepted
    sincerely, obscure
    de facto, recognised
    All are correct

    • Bubli

      Option D
      de facto = in fact, whether by right or not. recognised = identify (someone or something) from having encountered them before; know again.

  • Bubli

    a. Although he occasionally calls on his status as an outsider to ____________ a particularly puzzling _____________ about Australia, or to qualify his insights.
    b. The process of mixing and assimilation of immigrant and native populations is virtually impossible to ___________ with material culture, but the _____________ about the situation is evident from the ruckus it created.
    elucidate, conundrum
    expound, obvious
    obfuscate, enigma
    clarify, denounce
    All are correct

    • Paladin

      C..

    • Bubli

      Option A
      elucidate = make (something) clear; explain. conundrum = a confusing and difficult problem or question.

  • Bubli

    a. They said in __________ that he who had guarded the coast with such ____________ zeal should be buried by the seashore.
    b. While Jim made the statement in ________, his stern boss was ___________ to welcome his inappropriate humor.
    howl, callous
    jape, allergic
    jest, insensate
    quip, animate
    All are correct

    • Celestial ~ Bleeding Edge

      jest, insensate ?

      • Bubli

        Right

    • Bubli

      Option C
      jest = a thing said or done for amusement; a joke. insensate = completely lacking sense or reason.

  • Devan

    Namita singh

    • Bubli

      Wo gyi

      • Devan

        Aae kabhi toh Bolna yaad keya tha. humne

        • Bubli

          Mai yha ab kisi ko nhi janti😂😂😂 but bol dungi insaaniyat k naate

          • Devan

            bhagwan tumhara bhala kre

  • Boss
    • Paladin

      Cute he…

      • Boss

        Tujhe StarkAK pr kutto ki tarh pitne vale hai 😋😋😂😂

        • Paladin

          kaun ??

          • Boss

            Jake dekh vha

    • Bubli

      Ye Stark aniket 420

      • Boss

        840 😂

  • Devan

    bubli ab hiii tak ni krte

    • Bubli

      Hi Devan 😂😂😂esa ni h wo ans post kr rhi thi

      • Devan

        hmmm ok 😒👌

        • Bubli

          Haha SBI walo me aj kaam ni diya kya

          • Devan

            nai free hu 2din se no work

          • Bubli

            Aish h fir apki

          • Devan

            Kal. bm ara h ab no ash

  • Bubli

    Because agriculture employs close to half the labour force in India, but _________the lowest per capita output (and hence is associated with the highest levels of poverty), it is clear that if there is to be inclusive growth in India, it has to _________in the agricultural sector.
    originates, start
    generates , begin
    fathers, initiate
    constructs, institute
    None of these

    • Bubli

      Bb

  • Bubli

    The _____________of incomes in a couple of States (Bihar and West Bengal) and lack of ___________of income sources in many major States speak directly to the question of inclusive growth and inequality at the sub-national level.
    doldrums, alteration
    inaction, specialization
    diversification, languish
    stagnation , diversification
    None of these

    • Bubli

      Dd

    • Paladin

      stagnation, Diversification

      • Bubli

        Right wale sir

  • Forget me not

    Forget me not

    • Bubli

      New?

      • Forget me not

        Old

        • Devan

          old name

        • Bubli

          Old name sir/mam?

    • Boss

      New 😉

  • SAT
    • Boss

      Lol

      • Paladin

        tu maar ja be kudd ke yahi se..

        • Bubli

          Na kude to tum dhakka de dena

      • Bubli

        Isme lol wali kya baat

        • Boss

          इतनी मोटी tv न्यूज़ रीडर को कौन देखेगा , TRP नही आएगी

          • Bubli

            Sid sahi kehta h tumhe👊👊👊👊

          • Boss

            Realty bura hu hi lgta hai

    • Bubli

      🙏🙏🙏🙏🙏🙏

    • Paladin

      👌👌
      Badhiya Bhai

    • RJ *-*

      wow

  • Boss

    Video party 👋👋

  • Boss

    कभी कभी मेरे दिल मे ख्याल आता ….

    • Paladin

      mera bhi aat he.. ki tu asha kyu baat karta he.. :p

      • Bubli

        Gn sid time Mila to night me aakr eng quiz or gk kra dungi

        • Paladin

          wahaa mila, haann..

          • Bubli

            Okay

      • Boss

        HEhe

  • RJ *-*

    time pass k liye koi?

    • Paladin

      han bhaii

      • RJ *-*

        dinner bhai ?

        • Paladin

          over bhai..
          appki??

          • RJ *-*

            bs kr rha ab

  • Boss

    कभी कभी मेरे दिल मे ख्याल आता ….
    में disqus पर क्यो आता हूं 😊😊

    • Bubli

      Ese emoji suit ni krte tum pr😂😂

      • Boss

        Phir kaunsi suit kregi 🤔🤔

  • Boss

    Alvida , 1 month ke liye discuss se gayab ho rha hu , Girls don’t miss me 😋😋 😛
    (Apni exam pr dhyan do 😋😋)
    🌷🌷🌷🌷🌷🌷🌷🍫🍫🍫🍫🍫🍫🍫

    • Bubli

      China trip pr jaa re

      • Boss

        Ha bangkok 😊😊

        • Bubli

          Tc boss aate rehna rosy will miss u😂😂

          • Boss

            🤐🤐

    • SAT

      Bui

  • Boss

    Good night 😊😊

    • Celestial ~ Bleeding Edge

      gn

      • Paladin

        helo Bhai

        • Celestial ~ Bleeding Edge

          bhai bhai 😀

          • Paladin

            haha..
            how are you bro?

      • Boss

        🙂

    • Paladin

      Gn Bhaijaan

    • SAT

      Gnt

    • Ajnabee

      Gnyt

  • RJ *-*
    • SAT

      Kiska ?

      • RJ *-*

        ek bdnasib ka

    • Ajnabee

      😫😫

    • SAT

      82 hota bhi ..
      Select hone ka chance 10 % hi hota ..

      • Bubli

        Kyu

        • SAT

          Mains ka Mark 80 ratio main count hoga ..
          Interview ka sirf 20..
          Interview Jada se Jada 16-18 hi milega

          So mains k marks hi depend karta hai

      • RJ *-*

        hmm

  • ROSY

    A, B, C, D, E, F, G, H, I and J have some red and green balls. Both kind of balls are 1-10 in number. No 2 persons have the same number of same coloured ball. It is also known that: • B has 6 red balls more than G. • B has 10 balls in total. • J has 3 green balls. • The total number of green balls owned by C and I is equal to the number of green balls that H has. C has less number of green balls than I. • Only H has 18 balls in total such that the number of green balls he has is more than his red balls. • Only C has equal number of red and green balls. • Only G has green balls twice than the red balls. • A has 9 balls in total. He has more green balls than red balls. • The number of red balls owned by D is equal to the number of green balls owned by E. • E has 8 balls in total. • E and F have 16 green balls in total. • I and J have 16 red balls in total.

    • Bubli

      Uffff puzzle gn 😂😂😂

      • ROSY

        ;p

      • Celestial ~ Bleeding Edge

        loll

        • ROSY

          ipd chesthava tarvathana

  • SAT

    Polity Quiz Postponed !!!!!

    • Paladin

      han seya bodhe bhai

      • SAT

        Ok

    • Bubli

      Haha hona hi tha

  • SAT

    Yuzvendra Chahal Ko retain nahi Kiya !!!

    • Paladin

      aau bhai kan khabara?

      • SAT

        Kichi nahi
        Post gotiye baneikari
        Soi jibi

        • Paladin

          Hau, bhaii

          • SAT

            Ok good night
            Samaya hele puni aasibi

          • Paladin

            GN Bhaii

  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Ajnabee
  • Boss
    • Bubli

      Vapas😂😂

      • Boss

        Hehe

  • *****M-S*****

    • Bubli

      Manmohan

      • *****M-S*****

        bublee machleee

  • *****M-S*****

    nbfc end mfi ohhh maaayi daag!!

    • Aaria❤ a beautiful melody❤💫😘😍💐

      Whattttt

      • *****M-S*****

        waaav ulti ladki😂😂😂

        • Aaria❤ a beautiful melody❤💫😘😍💐

          Ufff pogal ladkaa

  • *****M-S*****

    anyone

    • Bubli

      None

  • SHIVAJI

    Gn

    • Bubli

      Zombie night

  • Ajnabee

    gud nyt

    • Bubli

      Abha GN SD TC gm ha he😂

  • RJ *-*

    pure din or raat bs bkloli or u tube sharing play karte rho tumlog…..
    result k din bolna….bad luck

  • RJ *-*

    chlo fir jaate jaate m.v kuch post kr hi du…2 -4 chipka deta hu

  • RJ *-*

    शब्द नही मिल रहे

  • RJ *-*

    कुछ लिखने को

  • RJ *-*

    सोच रहा हूँ कुछ लिखूं ऐसा की वो रोये भी ना ….और रात भर सोये भी ना 😛😉

  • Aaria❤ a beautiful melody❤💫😘😍💐

    Gudu mrngggg😍😍😍

    • Bubli

      Gm aaria o aaria o aaria ooooo oooooooooo😂😂

  • SHIVAJI

    Gm.

  • Bubli
  • Pingback: NBFC and Types of NBFCs in India -StudyHash()

  • Me

    Kui

    • SAT

      New post

      • Me

        Ooooooooooooooooooo

  • Me

    Link

  • SAT
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